*On approved credit. Maximum 0.50% discount if combined with other offers. Auto rate cannot be lower than 2.99%, Large RV rate cannot be lower than 3.99% and Small RV rate cannot be lower than 4.50%. Refinances of current Mountain America loans not eligible for discount. Loans on approved credit. Membership based on eligibility. Limited time offer - expires 60 days from your birthday. Subject to change without notice.

1. To qualify for and redeem reward, bring this coupon to a Mountain America branch, sign up for eStatements at account setup and initiate a monthly direct deposit such as payroll, pension, unemployment, Social Security or other government benefits within 60 days of coupon redemption. Reward will be deposited into account within 30 business days after eStatement setup and initial direct deposit posting. Account must remain open for minimum of six months from reward date, or it will be debited from account at closing. You automatically qualify to take advantage of each offer in this promotional message but each offer may only be used once per targeted birthday message recipient. Offer not available on MyFree Checking, secondary accounts, account conversions or in combination with any other offer. Employees of Mountain America not eligible. Reward is considered interest and will be reported on IRS Form 1099-INT. Variable annual percentage yield (0.10% as of 8/1/15) available with interest-earning reward and $1,000 minimum balance; APY may change after account opening, and fees could reduce earnings on account. Membership required—based on eligibility.